⚠️ Preliminary draft — not yet in effect. Version 0.1, July 2026. This document is pending legal review before it becomes binding.

Terms of Service

You the Winner  ·  you-the-winner.com
Effective date: [To be confirmed]  ·  Last updated: July 2026  ·  Version 0.1
Prefer to read offline?
Download the Word version — you can also use it to fill in your Family Emergency Binder locally, without storing anything online.
⬇ Download Word version

1. About This Platform

You the Winner ("the Platform", "we", "us") is operated by Marcelo Aragao (founder) and the You the Winner team, a family business based in Highland Village, Texas. The Platform provides personal productivity, financial literacy, scheduling, and family organization tools designed to support individuals with intellectual disabilities and their families.

The Platform includes, but is not limited to:

Individual platform instances may also offer additional services (such as lessons, consultations, or local business listings) operated by their respective administrators. Those services may be subject to separate arrangements between the user and the administrator.

By accessing or using any feature of this Platform, you agree to these Terms of Service. If you do not agree, do not use the Platform.

2. What This Platform Is Not

This is a personal organization and support tool. It is not, and does not provide:

Important: If you need medical, financial, or legal guidance, please consult a qualified professional. The tools on this Platform are designed to help you organize your own information — they do not interpret, validate, or advise on that information.

3. Your Responsibilities

You are solely responsible for the accuracy, completeness, and appropriateness of any information you enter into the Platform. This includes:

3.1 Sensitive Information and the Word Version

The Platform is designed around a "pointers, not raw data" security model. We strongly recommend:

If you choose to enter full sensitive data contrary to this recommendation, you do so at your own risk. We will not accept liability for consequences arising from your choice to store unredacted sensitive data in a personal organization tool.

3.2 Medical Information

Medication lists, diagnoses, behavioral protocols, and care instructions are for personal reference only. You are responsible for verifying their accuracy. We recommend having a healthcare provider review any medication or clinical details before relying on them in an emergency situation.

4. Data Storage & Privacy

When using the online Platform, your data is stored using Google Firebase, a cloud platform provided by Google LLC. By using the online Platform, you acknowledge that your data is processed and stored on Google's infrastructure, subject to Google's own privacy and security policies.

The downloadable Word version of the Family Emergency Binder is stored entirely on your own device or storage media. We have no access to, and no responsibility for, information stored in locally saved Word files.

4.1 Access Control

Personal and family data on the online Platform is protected behind authenticated login. You are responsible for maintaining the security of your login credentials.

4.2 What We Collect

We collect only the information you choose to enter into the Platform. We do not sell your data to third parties. We do not use your personal data for advertising.

5. Limitation of Liability

To the fullest extent permitted by applicable law, You the Winner and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the Platform, including information stored online or in a downloaded file, errors or omissions in information you have entered, unauthorized access to your account or locally stored files, decisions made by third parties based on information retrieved from the Platform, or any failure or interruption in Platform availability. The Platform and all downloadable files are provided "as is" without warranties of any kind.

6. Family Emergency & Legacy Binder — Specific Terms

The Family Emergency & Legacy Binder ("the Binder") is available in two forms: an online version accessible through the Platform, and a downloadable Word document for offline use. The following terms apply to both.

6.1 Purpose and Scope

The Binder is a summary and index tool. It is not a legal document, a substitute for a will, a power of attorney, or any other binding legal instrument. Information recorded in the Binder has no independent legal standing.

6.2 The Word (Offline) Version

A downloadable Word version is provided so families who prefer not to store sensitive information online can complete and maintain the document entirely on their own device. Families may fill in only the sections they feel comfortable with, and leave sensitive fields blank or as a pointer to a secure offline location.

By downloading and using the Word version, you accept that:

6.3 Medical and Care Information

Medication lists, diagnoses, behavioral protocols, and care instructions recorded in the Binder are for personal reference only. They do not constitute a prescription, a medical order, or clinical guidance. Any person relying on Binder information for caregiving purposes should verify clinical details with the relevant healthcare provider.

6.4 Estimated Completion Time

For planning purposes, completing the Binder with all information readily available is estimated to take approximately 2 to 3 hours for a thorough first pass. The table below provides a section-by-section breakdown.

SectionEst. TimeNotes
Quick Start~10 minCall order, where records live, emergency checklist
Legal & Estate~10 minWill, POA, healthcare directives, attorney info
Household Finances~15 minBudget, bank accounts, credit cards, bill calendar
Debts & Loans~10 minMortgage, auto loans, co-signed loans
Insurance~10 minHome, auto, health, life, disability policies
Retirement & Investments~10 min401k, IRA, brokerage, advisor status
Home & Vehicles~10 minProperty, vehicles, license expiration per person
Subscriptions & Services~15 minUtilities, memberships, recurring payments
Disability Support~45–60 minBenefits, medical team, medications, daily routine, Letter of Intent, legacy note
Family Members~15 minPer-person: IDs, accounts, career status, if-something-happens checklist
Contacts Directory~10 minAttorney, advisor, insurance agents, doctors, HR
Total (all info available)~2–3 hoursBest completed in 2–3 focused sessions, not one sitting
Recommendation: Use the open-item flag (⚑ icon on any field in the online version) to mark items you cannot complete immediately and return to them. The online version auto-saves continuously. There is no requirement to fill every field — complete only what you feel comfortable with.

6.5 Annual Review

We recommend reviewing and updating the Binder at least once per year. We are not responsible for consequences arising from outdated information that was not reviewed and updated by the user.

7. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the Platform after changes are posted constitutes your acceptance of the updated Terms.

8. Governing Law

These Terms are governed by the laws of the State of Texas, United States. Any dispute arising from these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts of Denton County, Texas.

9. Contact

Questions about these Terms or the Platform:

You the Winner  ·  Highland Village, TX  ·  [email protected]